Frequently Asked Questions

Anyone can learn to use points and miles for traveling! My personal advice though — if you do not manage credit cards well and have trouble with credit card debt, this is not for you. The strategy only works when you stay on top of your spending and payments.

Based on personal experience, the key to maintaining a healthy credit score is ensuring that you are paying off your balance in full and on time every month. As long as you do this, along with waiting at least 90 days in between applications, you will find your score will remain good and even improve. I personally experienced an increase in my credit score to 800+!

No, you should not. One of my favorite strategies is to keep our credit card accounts separate. We take turns opening cards, and then we refer one another to the cards — so not only do we earn the big sign-up bonus, we also earn the referral bonus. It is genius!

Honestly, the answer is no! There are so many options out there for great travel cards, and banks are typically always coming out with new offers and cards. There is also the opportunity for closing a card and getting it again after a certain period of time.

It does take some organization to manage the cards and accounts. My favorite free app is super helpful in staying organized and creating travel goals. I highly recommend using the app when you first get started. You can find the link to the Travel Freely App here.